Get Watercraft Insurance Coverage Today
Many people own a boat or other type of watercraft for recreational use. In some cases, it is not mandated by law to purchase liability insurance, but it is important to note that your home and auto insurance policies do not cover your boat. It is important to purchase an insurance policy for any boat or watercraft you own.
Boat and Watercraft Insurance Costs
There are many different factors that determine the cost of your boat insurance policy. Some of those factors may include:
- Type of boat
- Where the boat is stored
- Age of boat
- Characteristics such as length, horsepower, etc.
- Geographic usage (some policies will only cover certain areas)
- Safety features
- Boat owner history
- Protection off the water (your auto policy may cover the boat while being towed)
You will likely want a policy that covers your boat on and off the water.